The Instruments

The door Acquisition Costs What a house really costs to walk into, in sixteen jurisdictions, line by line. Open the instrument The years Holding Costs What a house costs every year you own it, from property tax to the gardener, in each hotspot. Open the instrument The arithmetic Yield & Return Gross yield, net yield, cash-on-cash and the total return over your holding period. Open the instrument The structure Financing Mortgage, interest-only or a loan against the portfolio: what each costs and what each needs. Open the instrument The way out Exit & Net Proceeds What is left after capital gains tax, agents and costs in the year you are likely to sell. Open the instrument The comparison Budget Across the Map One budget, twenty-two hotspots: how many square metres of prime it buys in each. Open the instrument The other price Currency Lens A house priced in francs, pounds, dollars or dirhams, seen from your own currency, with the swing. Open the instrument The honest question Own or Rent For the weeks you will actually be there: whether owning beats renting the same house. Open the instrument The ticket Off-Market Readiness Ten questions that decide whether a private seller will show you the house. Open the instrument The whole picture Portfolio Balance What the next house does to the share of your wealth in property, and how fast you could sell it all. Open the instrument

Every instrument runs in your browser. Nothing you type is sent anywhere, and nothing on this page contacts another server. All figures are the desk's estimates at September 2026 and are orientation rather than tax, legal or valuation advice.