The numbers
The holding cost nobody budgets
A house costs something every year whether you are in it or not. The lines that make up the bill, where they are large, and the two that are invisible until the first year's end.
The years
Holding Costs
Hotspot, type, size and value, staff and weeks of use. The instrument returns the annual cost with every line visible: taxes on the value, the wealth taxes where they exist, insurance, service charges, staff, energy, the maintenance reserve nobody sets aside.
The bill the brochure leaves out, broken into lines you can argue with.
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The numbers
The places
Residency and property
Where a house still comes with a right to stay, where it never did, and the four markets that have a fence around them. The rules as they stand, and what changed.
The places
Waterfront, mountain, city
The three kinds of prime asset behave differently in a cycle, cost differently to hold and sell to different people. Which one you are buying matters more than where.
The Private Letter
One letter a month.
One letter a month: what moved in the hotspots, one anonymised sale explained, one number worth knowing. No advertising, no tracking, one click to leave.