The numbers
The holding cost nobody budgets
A house costs something every year whether you are in it or not. The lines that make up the bill, where they are large, and the two that are invisible until the first year's end.
The honest question
Own or Rent
Hotspot, value, weeks a year and the cost of your capital. The instrument compares the true annual cost of owning, including the return the equity would have earned, with renting an equivalent house for the same weeks, and finds the break-even.
The number of weeks at which a house stops being a luxury and starts being a decision.
Loading the instrument.
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The numbers
The Private Letter
One letter a month.
One letter a month: what moved in the hotspots, one anonymised sale explained, one number worth knowing. No advertising, no tracking, one click to leave.